Sunday, 13 September 2026 · Daily Market Intel

Market IntelSun, 13 Sept

A Hanoi driver keeps 60%; a Singapore driver borrows 100%.

Driver take-home · diesel weeks · earnings credit

Someone's payday
- Who keeps a Hanoi Grab fare? Driver Đức Anh pockets US$1.10 of a US$1.90 ride — VnExpress
  Đức Anh, 35, a Grab driver in Hanoi, took home just over US$1.10 from a 10km trip the app priced at US$1.90. Drivers in Hanoi and Ho Chi Minh City called a two-day log-off for 12 and 13 September.
  Positive-sum angle: A take rate a driver can read on the receipt is worth money to both sides. Grab lists 20% on bikes and 25% on cars, then taxes, platform fees and surcharges stack on top; any platform, co-op or payroll tool that shows the full split earns the drivers who stay.
  What's the impact: Founders building for Vietnam's gig drivers should ship a per-trip ledger that reconciles fare, commission, tax and fuel. Xuân Hùng drives 14 to 15 hours a day to hold US$1,100 (30 million dong) a month, under US$3 an hour.
Your costs
- What does one week add to a KL van's fuel bill? Unsubsidised diesel jumps 5% to US$1.21 — paultan.org
  Malaysia's unsubsidised B10 and B15 diesel rose to US$1.21 a litre from US$1.15 for 10 to 16 September. RON97 and unsubsidised RON95 rose by the same amount; subsidised diesel held at US$0.52.
  Positive-sum angle: A fuel price that resets in public every week rewards whoever bills by the week. Logistics firms that pass fuel through as a separate surcharge line keep their margin, and the shippers paying them get a number they can check against the official weekly price.
  What's the impact: Klang Valley delivery and lorry operators should move client contracts to a fuel-indexed surcharge this month, and pickup owners should claim the extra 100 subsidised litres at US$0.52 (RM2.10). A quote fixed for a quarter absorbs every weekly move.
The tool
- Can a Grab driver buy an EV with nothing down? GXS lends 100% over 10 years — Fintech News Singapore
  Grab and GXS Bank opened an in-app EV marketplace and charging across 3,000+ Singapore points. GXS AutoLoan finances up to 100% over up to 10 years and scores drivers on their platform earnings.
  Positive-sum angle: Scoring a loan on platform earnings turns a driver's trip history into collateral. Carmakers such as BYD reach buyers banks turned away, charging operators gain steady wallet payments, and drivers swap a pump bill for a charging bill.
  What's the impact: The rollout covers Singapore only. Lenders and fintech founders in Hanoi, KL and Jakarta can scope the same earnings-scored vehicle loan this quarter, for drivers who hold years of trip records and no payslip.

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