The MD Technology Financing Program lends Malaysia Digital status companies up to RM3M each over 60 months from about 6% annually, underwriting on business fundamentals through CapBay's AI credit assessment rather than physical collateral.

Positive-sum angle: Non-dilutive credit at 6% lets a Malaysian founder fund working capital without selling equity into a thin local round, and MDEC recycles repayments instead of spending a grant once.

Source — TNGlobal